Need a Mortgage?
Whether you’re a first time buyer, remortgaging or need a buy-to-let we can advise on the best mortgage to meet your needs.
First Time Buyer
First Time Buyer mortgages are tailored for individuals purchasing their first home, often offering lower deposit requirements and favorable interest rates. These products are designed to make the home-buying process more accessible by providing guidance and support for those unfamiliar with the mortgage market.
New Build
Mortgages for new builds cater to buyers purchasing a newly constructed property, with lenders often offering specific deals or incentives for this type of purchase. These mortgages may come with additional requirements, such as a higher deposit, but can also provide benefits like extended mortgage offers to accommodate construction timelines.
Remortgaging
Remortgage products allow homeowners to switch their existing mortgage to a new deal, often to secure a better interest rate or release equity from their property. A remortgage can help reduce monthly payments, consolidate debt, or fund home improvements, providing financial flexibility without the need to move home.
Shared Equity
Shared equity mortgages are designed for buyers who want to purchase a home with the help of a government or developer loan, reducing the amount they need to borrow. These mortgages allow buyers to own a portion of the property while paying back the loan over time, making homeownership more accessible with a lower initial deposit.
Right to Buy (English Scheme)
The English Right to Buy scheme allows eligible council and housing association tenants to purchase their home at a discounted price, making homeownership more affordable. Mortgage advice can help navigate the process, ensuring buyers understand their financing options and secure the best mortgage deal for their purchase.
Buy to Let / Let to Buy
Buy to Let and Let to Buy mortgages are designed for those purchasing a property to rent out or homeowners looking to let their current residence while buying a new one. These specialised mortgage products often have different criteria, such as higher deposit requirements and affordability assessments based on rental income potential.
Who we work with
We’re here to help!
Whatever your circumstances, our CeMAP qualified, FCA regulated mortgage advisers are here to help you navigate the complexities of mortgaging. We have helped 1000’s of people finance their home, across the UK and pride ourselves on excellent customer service and keeping you informed throughout the entire process.
